This feature allows users to stay informed about current events, local happenings, and global developments, without having to actively seek out information.įurthermore, Facebook provides a platform for self-expression and creativity. Users can curate their News Feeds to follow news sources, organizations, and individuals that align with their interests, ensuring that they receive timely and relevant updates. This connectivity can be especially valuable for those who live far apart or have busy schedules that make it difficult to stay in touch through traditional means.įacebook also serves as a valuable source of information and news. With over 2.91 billion monthly active users, Facebook provides a vast network for individuals to maintain and strengthen relationships with friends, family, and acquaintances, regardless of their geographical location. One of the primary benefits of Facebook is its ability to connect people across distances. Additionally, Facebook offers a platform for self-expression, sharing creative content, and d iscovering new interests. It provides a convenient way to connect with friends and family, regardless of their location, and allows users to stay informed about the latest news and trends. Benefits of Facebookįacebook offers a multitude of benefits to its users, making it one of the most popular social media platforms in the world. Users should be careful about what information they share on Facebook, and they should make sure that their privacy settings are set to their liking. The company has made some changes to its privacy settings in recent years, but users should still be aware of the potential risks of using Facebook. Is it safe to use Facebook?įacebook has been criticized for its privacy practices. They can also join groups and events, and use Messenger to chat with people. Users can then share photos, videos, and updates with their friends and family. Once they have an account, they can start adding friends, family, and pages that they are interested in. To use Facebook, users first need to create an account. Marketplace provides a platform for buying and selling goods, while Watch offers a curated selection of videos and live streams. Groups allow users to connect with others who share similar interests, while Events help users discover and organize gatherings and activities. It has become an integral part of the Facebook experience, facilitating both personal and professional communication.įacebook also offers a variety of features that cater to specific interests and needs. Messenger is a versatile tool that allows for text messaging, voice and video calls, and the sharing of multimedia content. This dynamic feed allows users to stay up-to-date on the latest happenings in the lives of those they care about, as well as follow news, trends, and interests.Īnother essential feature of Facebook is its messaging capabilities, which enable users to communicate with each other privately through Messenger. One of the key features of Facebook is its News Feed, a personalized stream of content that displays updates from friends, family, Pages, and Groups that users follow. Facebook also provides a platform for businesses to connect with customers and promote their products and services. It allows users to share their thoughts, experiences, and photos with friends and family. Uptodown for Android is a much-improved version of our web-browser edition, with all the unique features any Android smartphone and tablet user require to install, manage and enjoy the most extensive alternative catalog of apps.Facebook is a social media platform that connects people from all over the world. Our content is written by our team of writers, with neutrality at the cornerstone of our services. You can make backups for any apps you download, and pick and choose which ones you want to be updated -all from the comfort of a simple and trustworthy interface.Īlong with its huge catalog of thousands of Android apps, Uptodown App Store provide enriched editorial content on apps, including in-house screenshots and videos we make ourselves. And on top of allowing app downloads and APK installs from our own servers, the Uptodown application also detects XAPK files with additional OBB data. In fact, you don't even need a Google Play account. Plus, you don't need to go through any sign-up processes or subscriptions here. Uptodown is a totally open app store without any regional or country-specific restrictions. Plus, they will get automatic updates as well as the option to roll back to any previous version. With it, users will download apps in APK format quickly and safely. This is the official Uptodown application specifically designed for the Android operating system.
0 Comments
One can hear a clip of the first Blank Books song here (starting at 2:05 in Jesse's snare drum demonstration video), and it is my favorite Aaron song in a decade:īefore I jump into the top 25 my final comment is that Aaron has recorded some great covers over the years, and my favorite of those is a fun version of the Beach Boys' " I Know There's an Answer/ Hang on to your Ego".Ģ5. Thankfully, I do look forward to more Aaron rock music, and according to his brother Jesse in a recent interview, their band Blank Books has an EP finished and ready to release. However, I didn't expect the experiment to last more than one album. While the shift from the two Fair rock albums to the electronic pop of Water and Guns was disappointing for me, I still enjoyed it because I appreciated the experimentation. When Fair parted ways after two albums Aaron began his stylistic shift after two decades of rock Aaron's 4th solo album was his electronic pop debut, 2013's Water and Guns. A few years later Aaron then formed another rock band, Fair, which also featured Barber. When that band broke up after one LP and one EP, he recorded and released three largely acoustic solo albums in three years. When Poor Old Lu first parted ways, Aaron immediately jumped in and fronted his next band, Rose Blossom Punch (which contained Lu bass player Nick Barber). I did include Poor Old Lu albums though in my top 10 LP list at the end of this post. So each of the 25 songs below the words and music (well, at least most of the music) was written by Aaron himself. I considered including the only Poor Old Lu song he sings lead on ("Ring True") in my top 25 list, but I am going to leave it out, because those words were written by Scott Hunter. (At some point I might do a Poor Old Lu top 25 list, but I would only be narrowing it down from around 60 original songs they released in about a decade). It is important to make clear though that as much I love Aaron's solo work and as the frontman of other bands, I love 90% of Poor Old Lu songs more than any of his stuff outside that band. I could very easily write a book about Poor Old Lu, but I won't. Aaron played guitar and sang bgv's for Poor Old Lu, a very collaborative band in which the songs were co-written by he, his brother and drummer Jesse Sprinkle, bass player Nick Barber, and lead singer Scott Hunter. My love for Aaron Sprinkle's music of course began with Poor Old Lu, who is my co-favorite band of all time. I can't even pick my favorite song from Real Life yet, but the one I'll embed here includes vocals from frequent collaborator Sherri Dupree-Bemis (frontwoman of Eisley, who I adore): My final word on that album is that it takes someone with a good sense of humor to use a photo of one as a teenager on an album cover when in your 40's so props to Aaron for allowing us to laugh with him. But with Real Life, the ways he has processed and manipulated his vocals I find irritating and bothersome.Īs I dive into Aaron's impressive discography and catalog to narrow it to 25 songs, you won't find any more mentions of Real Life. Also, his harmonizing with himself over the years is awesome and powerful. His voice is multiple-dimensioned, and depending on what part of his catalog you listen to, it can sound radically different, sometimes within the context of a single song. If you love electro-pop and dance music however, your feelings might be the opposite of mine.Īlso, I love Aaron's vocals so much, and he is able to do so many things with them. It’s rare to see so much growth and transformation from an artist contained within one single album, but that engaged struggle for forward progress is what real life and Real Life is all about." I don't see this so much as growth, but more as a misstep or failed experiment. Paste says, " On some tracks, Sprinkle even plays around with his own vocals, running them through spaciously echoed or mechanized effects until they become a new component to playfully employ against their original source. I can't place it on style alone though, because I enjoy David Bazan's most recent two electronic LPs (also with a guitar-based background I prefer), and I LOVE LOVE LOVE Chvrches. Much of my dislike for this new album is stylistic, because I am a primarily a fan of guitar-based rock and folk songs, and generally don't enjoy much electronic programming and synthesizers, which is what this album is written around. If you add up his solo albums and his bands Poor Old Lu, Rose Blossom Punch, Fair, and Blank Books, I have well over 200 songs Aaron has written or co-written in my library. I hope Real Life grows on me, but even if if doesn't, I have 25 years worth of Aaron Sprinkle songs I adore. The private Go Airport shuttle has a pick-up location with a small stand in front. There are service shuttles to Port Everglades in Fort Lauderdale that make for more practical options. Public transit between Miami International takes a minimum two-hour journey split between the MIA mover and Tri-Rail. Public Transit from Miami International Airport to Port Everglades Taxis and rideshares are readily available at the airport. Passengers arriving at Miami International Airport face a minimum 45-minute drive to Port Everglades. There is a free cell phone waiting lot for visitors picking up guests on disembarkation day.Įmpty Air Canada A320 Airbus (Photo: Aaron Saunders/Cruise Critic) In addition, several Fort Lauderdale hotels offer Park and Fly packages that allow you to leave your car for the duration of your cruise. Several off-site private parking lots are available near the Port Everglades Fort Lauderdale cruise port. Port Everglades recommends guests drop off luggage and passengers at the terminal before parking. Visit Port Everglades for current parking rates. Onsite payment may be made with cash, debit cards and credit cards. Port Everglades does not currently offer pre-payment or parking reservations. Surface Lot 18 is adjacent to Terminal 18, while Lot 19 is located between Terminals 18 and 19.Īll garages and parking lots have parking for disabled passengers with unimpeded access to crosswalks and elevators.Īll parking facilities at Port Everglades offer day rates along with short-term parking. Shuttle service is provided between the Palm Parking Garage and Terminal 29. The Palm Parking Garage services Terminals 19, 21, 25, 26 and 29. The Heron Parking Garage services Terminal 2 and Terminal 4. Port Everglades offers two parking garages and two surface lots. Transatlantic: Set sail across the Atlantic Ocean to Europe.Esplanade Fort Lauderdale via Shutterstock Panama Canal: Embark on a bucket-list journey through the impressive Panama Canal, where you'll witness engineering marvels and explore the captivating countries of Central America. Lauderdale offer passengers the opportunity to explore a variety of sun-soaked destinations:Ĭaribbean: Discover the idyllic islands of the Eastern, Western, and Southern Caribbean, where pristine beaches, crystal-clear waters, and diverse cultures await.īahamas: Experience the laid-back charm of the Bahamas, where white-sand beaches, vibrant coral reefs, and fascinating history are just a short cruise away. Hugh Taylor Birch State Park: Escape the city's hustle and bustle with a visit to this tranquil oasis, where you can hike, kayak, or simply relax amidst the park's beautiful landscapes. Las Olas Boulevard: Stroll along the bustling Las Olas Boulevard, where you'll find a variety of unique shops, art galleries, and restaurants to suit every taste.įort Lauderdale Beach: Bask in the sun on the beautiful shores of Fort Lauderdale Beach, a popular destination for beachgoers and water sports enthusiasts alike.īonnet House Museum & Gardens: Step back in time with a visit to the historic Bonnet House, a stunning plantation-style home set amidst lush gardens, where you can learn about the area's history and enjoy the serene surroundings. Taxis and Rideshares: Taxis, Uber, and Lyft are readily available for transport to and from the port, providing a convenient and affordable option for travelers.īefore setting sail, you may have extra time to explore some of the attractions located in and around Ft. Public Transportation: Broward County Transit offers bus services to Port Everglades, while the Sun Trolley operates a shuttle service between the airport and the port. Miami International Airport (MIA) is also an option, although it's approximately 30 miles away.Ĭar: Port Everglades is easily accessible from both I-95 and I-595, with ample parking facilities available at the port. Lauderdale-Hollywood International Airport is located just a few miles from Port Everglades, making it the most convenient airport for cruisers. With its modern facilities, ample parking, and convenient highway access, Port Everglades makes embarkation and disembarkation a breeze.Īirport: Ft. It's one of the busiest ports in the world. Located on Florida's southeast coast, Port Everglades is the primary cruise terminal in Ft. GoToSea is here to help make your cruising experience from Ft. It's a busy departure point for a variety of cruise itineraries. Lauderdale is often referred to as the "Venice of America" due to its network of waterways. Step 3: Select your VoIP service provider and purchase the needed VoIP equipment. This isn’t necessarily a deal-breaker but be sure to ask potential VoIP providers if they sell adapters for your services or devices. As do some devices, like traditional fax machines. For example, some home security monitoring services and medical alert systems require a landline. Step 2: Make sure your current services and devices don’t require a landline. Quickly check your internet speed with Ooma’s tool. Anything above 25 megabits per second (Mbps) will suffice, but closer to 100 Mbps is better. The key to the best service is ensuring you have fast enough internet speed. Here’s your step-by-step guide to cancel AT&T phone service and switch to a much more affordable VoIP service. If you’re ready to make the switch, we’ve got you covered.
Here are some screenshots that have been submitted by customers as part of our screenshot cashback promotion. This is especially useful for lake fishers as it allows you to map out your own favourite fishing spots where other. Quickdraw Contours is a free update which allows you create your own charts of the sea or lake floor using your Garmin sounder and transducer, which updates live while you fish. We had the chance to test the update before release, and we have to say, this new feature is amazing. Great news for Garmin users! The much anticipated Quickdraw Contours update from Garmin is finally here. ApQuickdraw Contours – Update Now Available! This video also covers some aspects of set up that you’ll need to do before creating your own charts, such as setting install depth and tide offsets.Needless to say we are blown away with how well these two technologies work together and look forward having more of a play. We recently had the chance to get out on the water and do some decent testing with the QuickDraw software and a Garmin Panoptix transducer. ApQuickDraw Contours: Setting Install Depth and Tide Offsets (Using Panoptix) Watch the video below to see the highlights from Garmin, Furuno, Fusion and Lowrance. We recently went and visited some of our suppliers at the Auckland On Water Boat Show, to find out about what’s new and what’s up and coming in the world of marine electronics. This is a long one, where we go into detail about interpreting the sonar screen, using functions such as gain, choosing a frequency, and the benefits of down-scanning & side-scanning sonar. None of our product is parallel imported, and it all. SeptemJuly 2023 BME Newsletterįor 30 years we have sold and installed fish finders, chartplotters, radar, VHF and entertainment equipment into pleasure and commercial craft from all areas of New Zealand.We pride ourselves on our honest advice, service and support, only selling the best quality and performance product which we are happy to stand behind.Thanks to our great service we have grown to be one of the biggest independent marine electronics resellers in New Zealand. My bosses know why, and that means my career might never recover. The city’s pretty peaceful, pretty safe, and nobody even hints about why, but people know. The people online like to find stuff that fills in blanks, and there were a hell of a lot of blanks around the whole thing with Weaver defecting, and our pseudo-truce with the Undersiders.” Some dingbats online speculated that I had a thing for Weaver, and it took off. “ Clocksie,” Clockblocker said, deadpan, “Has been the target of a lot of criticism, because he was in charge of the Wards at the time a lot of stuff went down. “I’m not dignifying it with a response,” Clockblocker said. Was the varying speed and position of the hands supposed to indicate something, or was I reading too much into it? His armor still had animated clock faces digitally displayed on the open spaces, and there was one in the middle of his face. I glanced at Clockblocker, but he appeared unfazed. She held what looked like a mace, but it, along with the layered body armor she wore, had circles of light glowing in shifting colors. The ‘baby’ of the team, it seemed, at fourteen. I’d read up on her, and I knew her as Toggle. It was a girl, flanked by five shadowy silhouettes of herself, who were sitting around her on the other side of the hallway. “-And you’ve got a thing for Weaver,” the Ward I hadn’t yet met said. My old teammates have been preparing for this in their own time, and-” And I agreed to help out with this because this is important. “ You didn’t tell anyone to go fuck themselves,” Crucible said. He’d probably respect you more if you told him your team wasn’t prepared and then stuck to your guns.” “And when we asked you if you were okay with me taking command, that was your opportunity to say no. You decide what jobs are out of your team’s depth and you tell the bosses to go fuck themselves, in the politest terms possible.” More than leading the team, more than strategy or handling double the paperwork or attending the meetings. “You’re team leader, I’d even argue it’s your job to say no when the situation calls for it. “You just say no,” Clockblocker said, before I could respond. Hundreds of superpowered lunatics, some of the scariest guys around, and that’s not even the scariest part of all of this! But Chevalier’s all, ‘ Weaver specifically asked if you’d help.’ How the hell am I supposed to say no to him?” “I wanted to say thanks,” Crucible said, “Appreciate the invite. My cliff notes on the various members of the Nine. I was nestled in between two pillars that sat between clusters of windows, my back against one, one knee propped up, a file in my lap. Cheating on the ‘can’t do anything but sit there’ rule and reading while my bugs saw to everything else was a part of that routine. Through countless stakeouts, I’d found a routine. This was something of a waiting game, as Tecton and Revel got their teams into position to support Golem. We were in the hallway just outside a set of elevators, windows on one side, doors at either end of the hallway leading into offices. The tables below detail what works and what doesn't in the newly remastered version.I had to twist around to look at Crucible. The majority of GTA: San Andreas' current cheat codes will work with the new Definitive Edition release-they're an iconic part of the original games, after all, and it makes sense for Rockstar to retain them. The awkwardly named GTA: The Trilogy – The Definitive Edition launched on November 11, giving us new, remastered versions of GTA III, Vice City and San Andreas. GTA: San Andreas – The Definitive Edition cheats Some-such as the pedestrian cheats-can actually soft lock your progress through the game. Remember not to save while cheats are active.You can then enter another cheat if you desire. A small pop up will appear in the top corner alerting you to your success.Once you've got your cheat, just type it while playing the game-not paused.Both work the same, although the phrase is easier to remember. To activate a GTA: San Andreas cheat, you can use either the code or phrase listed next to your desired effect below. In a world, where almost everyone can buy powers, anyone could be a potential threat. Thanks to this, he could become the most powerful of them all but in order to achieve this level of power, he must be careful. Unlike most people, who can only receive a very limited number of those shots, Billy seems to have the uncanny ability to absorb an unlimited amount of them. As it turns out, he is but there’s something else. Before the process begin, the nurse who’s gonna give him the shot has to test him to see if he’s compatible. Because money is tight, he doesn’t have much of a choice, she’s getting him X-ray vision. At the very beginning of the game, Maggie (his mother) buys Billy his first superpower. In the game, you play as Billy, a young man still living with his mom. SuperPowered Game is a RPG game made with Ren’py. SuperPowered Latest Version: 0.45.03 By Night City Productions Game Download For (Windows) PC, Android (APK), MAC, Linux + Walkthrough (Game Guide) + Cheat Codes. You get used to the specifics in a couple of minutes, after which you can show everyone who is the strongest in the game. Overall game control is quite specific, although it does not conceal any secrets. Building blocks is done by pressing the Space button. A similar function is duplicated on the navigation buttons of the keyboard block. This ensures that you will always find a game quickly, even if you are playing at a time when hardly anyone is online and playing these games. While these games have mostly real people, we add in some very lifelike bots if the lobbies aren’t full enough. Aim where you want to fire and click the left mouse button. Some good examples are Copter Royale and Powerline.io. The direction of the shot is determined by the mouse cursor. Helicopter control is carried out using the ASDW keys. In general, you yourself should try numerous boosters to understand how that works. Some improvements will significantly increase your combat potential, while others will boost maneuverability. The one who remains the only survivor wins the round.Ī large number of different bonuses appear on the map in random order, each of which improves certain characteristics of your helicopter. And in fact, this is the main goal of the game! You need to systematically get rid of opponents and remain the last active and lively player on the map. Together with you, a game session is shared by a large number of players, each of whom strives to destroy opponents. So be extremely careful if you rely solely on building shelters as your main defensive strategy. If the enemy hits shots at connecting points, then you will begin to lose one wall after another. However, your improvised fortress also has weak points marked by dots. The goal of building these figures is incredibly simple - being inside your own possessions you are completely invulnerable. You control a combat helicopter that can attack and build various figures. Each of the players is completely unfriendly and in order to show everyone who is the boss here, you have to seriously sweat. Among other things, let's not forget that there are a lot of other players in the game session with you. You have to learn the difficulties of helicopter control and the creation of vast territories in which you will be the sole owner. Copter Royale is a successful combination of several incredibly popular genres at once, which allows the player to plunge into the world of competitive confrontation and the ability to compete with real players. TechRadar: "AnyTrans allows for greater flexibility when it comes to two-way file synchronization and far better phone management options.: " A file manager for iOS devices that has an integrated downloader supporting 900 sites, including YouTube and Facebook it'll transfer the videos to the iPhone for you over the USB cable.".Pricing: Single computer license starting from 39.99 per year. More flexible & accurate data/file restoration: full/selective restore, multiple backup resources Features: Extremely effective at managing files on iPhones. One-click transfer non-purchased music from old iPhone to new iPhone 15, and vice versa Easily save iPhone photos & messages can also be saved in various formats for printing purposes iMobie Support Center > FAQs > AnyTrans FAQs. Feel free to manage content of any iOS device in your family. Get up to 50 discount saving on AnyTrans for iOS Family License (Lifetime) at. WhatsApp message transfer.Transfer chats & attachments from Android/iPhone and merge them into one thread AnyTrans covers all models of iPhone, iPad, and iPod touch running iOS 5 and above. Exclusive SALE up to 50 off iMobie coupon code and discounts on AnyTrans for iOS family license / single license enter the code when you checkout.AnyTrans 8.8.0 Crack latest version Code groups of people may also have the a. AnyTrans 8.8.0 Crack + License Code Free Download 2021Latest. Got the new iPhone 15? Easily transfer everything or needed content including messages, photos, contacts, & call logs from your old Android or iPhone AnyTrans for iOS 8.8.0 Cracked accessible for Mac and Windows. It gives efficient & minimalist control and absolute freedom over all your iOS data and files. Download AnyTrans for iOS 8.9.6 - Transfer files from iPhone, iPad or iPod to the PC and vice versa without using iTunes, copy files directly to another iDevice, or export device data directly to. Whether the content is from your iPhone, computer, or even iTunes or iCloud, it'll all get backed up. Follow this guide and know everything about AnyTrans free activation code. Please open AnyTrans App on your iPhone/iPad and tap the Scan button to scan the QR code on the right. As is known to all, to use AnyTrans, you need a activation code. AnyTrans lets you converge your entire Apple ecosystem and consolidates access to all your content in one place, including music, videos, photos, iMessages, books, Safari history, voice memos, and more. AnyTrans, developed by iMobie team, is an excellent tool to transfer and manage iOS data. It lets you transfer, manage, and back up iOS data easily and efficiently. This Software Manages, Migrates & Backs Up All Your iOS Data/Files + iCloud/iTunes Content. □ □□ Special Offers for You: If you’re late for the above giveaway and want to order a paid license at a discounted price, remember to use iMobie coupon codes to save up to 53% at checkout.AnyTrans is an all-in-one manager for your iPhone, iPad, iPod, iTunes, and iCloud content. Price: $59.99/ year How to get the iMobie AnyTrans license key for free?įill in the form with your name and your email address, then click on the “Submit” button. – Mac OS: macOS Catalina, macOS Mojave, macOS High Sierra, macOS Sierra, OS X 10.11, 10.10 – Windows OS: Windows 10, 8, 7, Vista (both 32bit and 64bit) Freely transfer music across all devices. Please make sure your iPhone/iPad and computer are connected to the same Wi-Fi. No matter the content is from your iPhone, iTunes, even from iCloud. Create, merge, remove and transfer playlists between iPhones, iPads, iPods. Supports the transfer of apps between multiple devices, keeps all app data, saved games & personal settings. iWizard -offers a faster and simpler iDevice sync experience. Use iMobie AnyTrans from now on to save your time, warm your new phones with sweet memories, and experience an easier and happier i-Life. Please open AnyTrans App on your iPhone/iPad and tap the Scan button to scan the QR code on the right. AnyTrans lets you converge your entire Apple products and consolidate every access to all your content in one place, including music, videos, photos, messages, books, Safari history, voice memo, and more. Key Features of iMobie AnyTrans: iDevice-to-iDevice Transfer. from iPhone to computer or iTunes library. Welcome to AnyTrans (iOS) official download page, you will get 100 clean & free iPhone manager on Mac/Windows. Follow the setup instructions and launch AnyTrans software now. Open the download file and run the Installer immediately. iMobie AnyTrans allows you to quickly and easily transfer your music, videos, photos, etc. Click Free Download button to download AnyTrans first. IMobie AnyTrans is an indispensable software for your iPhone, iPad, and iPod to manage and transfer data including contacts, messages, apps, messaging apps, files, and documents, etc. After reading it I was inspired to make some sort of lentil stew. Buying them dried is something I’ve never considered until you. I loved your article that talked about lentils and other dried beans, etc. My parents made make-ahead meals all growing up, I love them. I’ve been working out everyday, sometimes once in the morning and once in the afternoon, although it’s tough trying to drag my butt out of bed every so often. I am a pastry chef by trade, working in an underpaid job that I am thoroughly unenthusiastic about, actively trying to become fit and frugalicious. Going on 27 years old, am fair skinned and in the last couple years I have noticed the wrinkles or the “fine lines” starting to happen. (Even tho I must admit, when I was in my 20s-early 30s, I felt that way, too!) I’ve tried sharing my budget tips with younger family members, and they shake their heads at me ’cause they don’t get it (or maybe they just don’t get ME, go figure!) They think it’s just a little crazy or silly to do. If there were changes (and there usually were), I knew where the changes were coming from & where I needed to reevaluate that purchase that I considered a “little something extra” (mainly the frozen coffees I splurged on a couple days a week since the deli in my office building sold them).and then I invested in a small blender from a nearby thrift store ($3.00+change) & concocted my own recipe with the items already in my pantry! (try that for a few weeks & watch your budget have a surplus!) I kept a small memo tablet in my purse & jotted down any- and everything “extra” so I could enter it during the weekly check-up. I was diligent with using this spreadsheet & checked it on a weekly basis. When I used this spreadsheet, I’d plug in all those non-changing items for the whole year (rent, transit expenses, cable, cell phone bill), and for other utilities, I averaged six months worth & added $10 to whatever the average was – since one bill is never the same unless you’re on some type of budget plan – With this guesstimate, I found that I generally had money back in my pocket which I applied to paying off a credit card here’n’there! The other “tools” I’ve used mainly show what I’m spending & when/where I’m spending it (like, when a bill is due, I open my budget spreadsheet, enter the amounts being paid, click AutoSum, and I’m done with it.) Still, I’m finding that I don’t have quite the same “stick-with-it” attitude doing it that way as I do with this one. I personalized it more by adding in extra columns to reflect my bi-weekly pay dates. I’ve used several others since, but I think I’m going back to this one it really is the best. This spreadsheet is very similar to one I used a few years ago. Little reviews and updates can add up to big changes. Step 5: Repeat, Revisit, Review!Ĭheck in with your spending, earning, and debt reduction. By facing the hard stuff and making changes you’ll turn your money around, rather than turning your back on your money. Step 4: Turn it around!įacing the numbers and looking for ways to cut spending, increase income, or changing spending habits can be a messy uncomfortable process. Wherever you spend, however much you owe, whatever you save - Your monthly totals are not your self worth, it’s your starting line. Family: Childcare, allowance, activities, books, toys.Routine Expenses: Groceries, clothing, personal.Enjoyment: Gifts, holiday, pets, entertainment, restaurants, hobbies.Financial: Bank fees, interest payments, debt repayment, savings accounts.Medical: Prescriptions, dental, health insurance.Utilities: Streaming, internet, phone, electricity, water.Transportation: Car, transit, fuel, maintenance, bicycle.Home Expenses: Rent, mortgage, insurance, maintenance, property taxes.Income: Salary, bonuses, investments, spousal income.Fill in the blanks and account for your cash. Grab your receipts, sort your bills, and check your bank accounts. But getting past the feels can lead to greater money confidence and increased financial independence. Feeling overwhelmed and stressed is normal.
|